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    HALO is on a mission to turn aspiring homebuyers into homeowners. In order to qualify for the HALO Program, you must meet the following minimum requirements:
  • Minimum current credit score of 480
  • Minimum household income of $4,500 per month (I.e. total pre-tax income from applicant + co-applicant)
  • Down Payment funds available at time of lease (minimum 3.5% of house price)
  • Commitment to work on credit repair during the life of the lease
  • 100% commitment to obtaining a mortgage

If you meet these criteria, that’s great news! You can start your application here: APPLY NOW

"As a licensed Realtor® I have seen this program help dozens of families buy a home. One of my favorite things about this program is how fast and easy it is. We have closed homes in 2 weeks, with an average closing of 3 weeks! Thank you HALO for being honest, fast and helping families accomplish their homeownership goals.”
- Josh C., Realtor®, Phoenix AZ