HALO is looking for clients who are committed to getting, and keeping, their finances in order so that
they can qualify for a mortgage at the end of the lease. We look for clients who have a clear path to
achieving these mutual goals. At a minimum, prospects should meet the following criteria in order to
Minimum current credit score of 480
Minimum household income of $5,000 per month (I.e. total pre-tax
from applicant + co-applicant)
Down Payment funds available at time of lease (3.5% of house price)
Commitment to work on credit repair during the life of the lease
All fields with * are required.
By applying for the HALO program, I agree that my financial information submitted above will be shared
with licensed mortgage lenders to determine my eligibility for HALO and ultimately for a mortgage.