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HALO is a new type of residential lease program designed for people who want to buy a house today, but don't currently qualify for mortgage financing. For aspiring buyers who are committed to repairing their credit, HALO provides the opportunity to lock-in a price on your dream home, rent it for up to 12 months, then purchase it from HALO when you are approved for a mortgage. HALO partners with licensed real estate agents and mortgage lenders in each state we serve to help you achieve your home ownership dream.